Household finances
Kazum organizes your money and the money you share: accounts, credit cards, installments, goals and the expenses you split with your partner, family or friends. All in one place, and clear.
Your salary, your card, the installments, the subscriptions, the groceries, dinner with friends. Money comes and goes in many directions at once. Kazum brings it together so you can see clearly and decide calmly.
Your money
Four screens to understand your month at a glance.
01Home
Kazum takes what you earn, subtracts your fixed bills and what your goals need, and spreads it per day until your next payday. Your savings stay untouched.
02Credit cards
Debt, available credit, closing and due date for every card. What you buy on a card counts in your month when the statement is due, which is when the money really leaves. And before buying in installments, ask Kazum.
03Fixed
Salary, rent, utilities and subscriptions are recorded on their date, even on the fifth business day or the last business day of the month, holidays included. The radar finds repeating charges and warns you when they go up.
04Budgets and goals
Category budgets renew every month and warn you before you go over, not after. And what you set aside for your goals is already taken out of what you can spend.
With AI
The AI builds every transaction, account, card, fixed expense and goal, checks it against what you already have and shows it to you before saving. Nothing gets duplicated.
Several expenses in one sentence, speaking or typing: on the card, in installments or in cash. If something was already added, it tells you.
A photo of the receipt or your card statement: it reads every line, keeps what you already added checked and tells you which installments end.
What you earn, your fixed expenses, cards, installments and goals: it sets it all up without duplicates and tells you how much you can spend today.
Your fixed expenses in a minute
Netflix, Spotify, your phone, power, gas, health plan: mark them on a grid with today's price and they become fixed expenses, each on its day. No more adding them one by one.
Each service with its logo and today's price. Power, gas, water and health plans, with the amount you enter.
What you pay with and which day, all at once. If you pay two of the same, your home's power and your mom's, each gets its own name.
When a service changes its price you get a heads-up, and you update the amount with one tap.
Suggestions by place
When you add an expense, Kazum suggests what you usually add in that area and at that time: gas on the way to work, lunch near the office. Tap it and it’s filled in.
It asks before saving anything. Turn it off or delete the areas whenever you want, in Settings.
Your exact location never leaves the phone: it keeps an area of about 150 m that isn’t shown anywhere.
Gas in the morning, lunch at noon. Without your location, it still suggests by the time of day.
AI coach
You write to it like you would to a person and it answers with your numbers: what happened, why and what to do, with a chart and the button to do it in the app.
It reads your transactions, budgets and goals to answer you. No canned phrases.
Bars, lines or pies when they help to see the answer.
Create the budget, add to the goal or see the transactions, already filled in.
Split the bill
Nobody wants to do maths at the end of a night out. Snap the receipt, Kazum reads it line by line and everyone ticks what they had from their own phone, even without Kazum.
Straight to the camera from the app icon shortcut. AI reads every item with its quantity and price, including the tip and discounts.
They join with the group link, nothing to install. What you shared is split among whoever ticks it.
The tip goes in proportion to what each person had, and anything nobody ticked stays with whoever paid.
Challenges
Set up a challenge, send the link to whoever you want and everyone moves ahead with their own transactions. Others only see your percentage, never your amounts.
A month without delivery, spend less on going out, save an amount or days without spending.
Whoever joins adds their progress with their own transactions, with nothing extra to add.
Nobody sees your amounts: only how far along you are.
Start today
Free to start, no card and no bank login. And keep scrolling: what’s coming, your savings and your investments are still ahead.
Alerts
An ordinary day with Kazum. You choose which alerts you get and where.
Looking ahead
With your fixed transactions, your installments and your card statements, Kazum draws what’s coming. And with your history, how you’re doing.
What you have to spend and, day by day, what’s already scheduled: your tightest day, what causes it and how you end the month. If an account is heading into the red, it warns you ahead of time.
Coming up
What you paid on each statement and what’s already committed to the next ones, with the installments still to come.
Your accounts and investments, minus what you owe on cards, month by month: to know whether you’re really growing.
How your spending in each category changes against your average, and what’s out of the ordinary.
Insights
Tools that turn your transactions into decisions.
A visual summary of your month, ready to keep or share.
Where does it go? How much do I save a month? How are my balances doing? Each report answers one question and every number takes you to its transactions.
One account can hold pesos and dollars at once: each balance in its own currency and, if you like, its value at the dollar rate you choose.
Price in hours
With your salary and your hours, Kazum turns every expense into the time it takes you to earn it. It changes the question of whether it’s worth it quite a bit.
From your fixed income and the hours you work each week. You turn it on in Settings.
When you add it, under the amount: “≈ 3.1 days of your work”. Also in Transactions and in Safe to spend today.
Your month’s stories tell you how much work went into everything you spent.
Goals and contributions
Give your goal a name, an amount and a date. Kazum tells you how much to set aside each month, takes it out of what you can spend and shows it filling up with every contribution.
For the date you choose, the contribution it takes. Safe to spend today already counts it.
If you pick both accounts, the money really moves: from your payroll account to your savings.
If it falls behind, how much you need to set aside to make it. And when you get there, it celebrates with you.
Inflation shield
Kazum measures how much purchasing power your money loses month by month, which part beats prices and whether your salary keeps up. With your numbers, since you’ve had them.
How much purchasing power your money earning no interest loses, at today’s values.
Accounts that earn interest, your dollars and investments, each against inflation since you’ve had it.
Whether your income rises with prices or falls behind.
Investments
Crypto, stocks, CEDEARs, bonds, funds and fixed-term deposits in one place. They’re valued automatically and show what you really earned: in their currency, in pesos and against inflation.
By name or ticker (BTC, GGAL, AL30…), with today’s price. Enter when and how much, and Kazum works out the rest.
Anything quoted and your fixed-term deposits update on their own. Buy more, sell and log dividends or coupons at your average cost.
What you bought in dollars counts at the rate of each purchase: you see what you earned in dollars, in pesos and whether you beat inflation.
What your portfolio was worth day by day, and whether you beat prices and switching to dollars.
What’s maturing, what stopped earning and what moved sharply, each with its button to sort it out.
Mercado Pago, Ualá or your interest account add their interest every day on their own, in a single income for the month. And you see what it earned.
The dollars in your accounts, with the average price you bought them at and what you gained at today’s rate.
Peace of mind
You make mistakes, change your mind, use your phone and your computer or need a hand. Kazum already counts on it.
Deleted something by accident? Undo it with one tap. And if you notice later, it stays 30 days in the trash and comes back with everything: the receipt, the shared part, the goal contribution.
What you log on your phone shows up on your computer without reloading. And when your partner or your group adds a shared expense, you see it right away.
The remaining installments, the currency, the statement a purchase falls on: change it where you see it, without deleting and logging it again.
History
Every change you make goes into your history, with how it was before and how it ended up. If a number doesn’t add up, search for it and find it in seconds.
Type the name of an account or an expense, or pick a part of the app: Transactions, Accounts, Fixed, Cards, Family.
An adjusted balance, a corrected amount, an expense you stopped sharing: every detail with what it had and what it has now.
Only you can see your history, and it’s kept for as long as you have your account.
Hide balances
On the subway, in the checkout line or at the office: one tap on the eye and every amount turns into dots. You see everything the same, except what you have.
The eye at the top, next to the bell (on the computer, Hide).
Balances, transactions, goals and investments turn into •••••• across the app.
It stays that way until you tap it again. Everything else works the same: you add, search and review.
App lock
Turn on the lock and Kazum asks for your fingerprint, your face or your PIN when you open it and when you come back after a while. Even if someone has your phone in their hand, your numbers stay inside.
Right away or after 1, 5 or 15 minutes without using it. You choose, on each device.
After 5 wrong PINs the session closes and you have to sign in with your account again.
One touch and you’re in. Your fingerprint and your PIN never leave the phone: Kazum never sees them.
Security
We’re talking about money, so we look after what you trust us with.
See where your account is signed in and sign out of any device you don’t recognize.
A code from your authenticator app, on top of your password.
If someone signs in to your account from somewhere else, you’ll know.
Kazum doesn’t connect to your bank: we never ask for them.
One a month when something changed (the last 3 are kept) and the ones you make, to download or restore.
Nor use it for advertising. Download it or close your account whenever you want.
And much more
With your bank’s or wallet’s logo, current and projected balance.
Group transactions your way and mark what you’ve already paid or received.
Attach the receipt or invoice to each transaction.
Rent went up? Log it with the new amount and, if you want, the fixed transaction updates too.
Between your accounts, every month, without touching income or expenses.
CBU, CVU or alias at hand, to share in one tap.
How much you spend a day and which day it goes fastest, with what weighs most.
Show only the cards you use, in the order that works for you.
From the browser, with shortcuts to log an expense instantly.
On the computer: N for an expense, I for income, / to search and the arrows to change month.
Paid one early? Record it now and the next one moves on its own. Skipped one? Record it later.
Type 12,500+3,800 and Kazum adds it up for you. It also subtracts, multiplies and divides.
Tap an account’s projected balance and see what makes it up: what’s pending, fixed transactions and cards.
The months in a row with more coming in than going out, and the badges you earn along the way.
No other password to remember, and two-step verification still applies if you turn it on.
Delete your transactions and keep your categories, with a backup first, just in case.
The Transactions view you use most, one tap away on all your devices.
Your transactions day by day, with what’s scheduled next.
A refund or someone else’s expense: it doesn’t count in reports or budgets, and you don’t delete it.
How each account did and will do, month by month, with what came in and went out.
Connect Claude, ChatGPT or Claude Code to Kazum: ask them with your real data and, if you want, they record for you. You decide what they can do and cut it off whenever you want.
Pricing
A plan for you, for both of you or for the whole family. Sharing expenses with someone else comes with all of them.
Just what you need to start organizing your money.
Forever
Join the listEvery Kazum tool, just for you.
Made for two
Everything, for you and your partner.
$4,195 per person
Join the listEverything, for your family and the kids.
From $2,898 per person
Join the listTry Individual free for 30 days, no card needed. Final prices in Argentine pesos. Cancel anytime from Settings.
FAQ
Yes. The Free plan never expires and covers your day-to-day money. If you need more accounts, cards or budgets, or the AI coach, move to Individual; for your partner to have it too, to Duo; with the kids, to Family. Sharing expenses already comes with Free.
No. Kazum doesn’t connect to your bank or ask for its passwords. You log transactions in seconds (by hand, by voice or with a photo) and fixed bills log themselves.
Yes. Kazum works in the browser on any device and you can install it on your phone’s home screen, with push alerts and shortcuts to log an expense. The Android and iOS apps are coming soon to Google Play and the App Store.
You decide what’s shared. Each shared expense is marked on purpose, in Family you choose each member’s role, and in groups nobody sees your accounts: everyone logs their own part.
No. They join a group with the link: they enter their name, see the numbers, add their own expenses and tick what they had on the receipt, without creating an account or installing anything. And you keep track of a loan yourself, even if the other person doesn’t use Kazum.
Undo it right away. If you notice later, whatever you delete stays 30 days in the trash (in Settings) and comes back with everything it had: receipts, the shared part and the goal contribution.
We only use it to make Kazum work: we don’t sell it or use it for advertising, and we never connect to your bank. If something changed, we keep an encrypted backup every month (the last 3), and you can download your data or close your account whenever you want: your account is deleted after 30 days, and after 60 nothing of yours is left even in the system backups. The details are in the Privacy Policy.
Argentina, for now. Kazum already handles several currencies and is available in Spanish, English and Portuguese; more countries are on the way.
Yes, from Settings → Plan & billing, no calls and no hoops. You go back to the Free plan and your data stays where it is.
Still have a question, something isn’t working or you have an idea? Write to us from the app and someone on the team answers, right there and by email. In What’s new we tell you what’s new.
For now Kazum is invite-only: join the list and we'll email you an invitation when there's room.