Security and privacy
Why you cantrust Kazum.
We’re talking about your money. Here it is, no fine print: what we store, who sees it, how we protect it and how you take it with you whenever you want.
- No bank passwords
- No ads
- We don’t sell your data
Your balance
$1,368,800
Your accounts
- Banco Galicia$1,240,500
- Mercado Pago$86,300
- Cash$42,000
New sign-inChrome on Windows. Was it you?
What we don’t do
Three things you won’t see in Kazum.
Not marketing lines: they’re in the privacy policy.
We never ask for your bank password
Kazum doesn’t connect to your bank or your wallet. What you see, you add, dictate, or the AI reads from a photo or a statement you upload.
No ads, no trackers
The app shows no advertising and carries no tracking tools. This page counts visits without cookies.
We don’t sell your data
Nor use it for advertising or to train AI. Kazum lives on its plans, not on what it knows about you.
Your account
Your account, under lock and key.
Getting in takes what only you have. And if someone tries, you’ll know.
A password we can’t see
It’s stored transformed with argon2id: we can check it’s yours, but we can’t read it.
Two-step verification
A code from your authenticator app on top of your password, plus ten backup codes in case you lose your phone.
A brake on attempts
After several wrong passwords we ask for an anti-bot check. Too many wrong codes pause sign-in and we let you know.
Your sessions, in sight
See where your account is open and close any you don’t recognize. An unused session closes by itself after 7 days.
New sign-in alert
If someone signs in from a browser or system you didn’t use, you get an email.
App lock
With your fingerprint, your face or a PIN, on each device. And Hide balances covers the amounts with one tap.
Your data
Where it lives and how we look after it.
No overpromising: this is what we do today.
Encrypted in transit
Between your device and Kazum everything goes over HTTPS, and the browser accepts nothing else.
Servers in Germany
Kazum runs on Hetzner, in Germany, behind Cloudflare.
A copy every night
Every night an encrypted copy of everything leaves the server and is kept for 30 days.
Your backups
Your account’s backups are encrypted with AES-256, and you download or restore them whenever you want.
Private receipts
Your photos and files are stored encrypted (AES-256) and download only with your session, with no public links. We strip camera data from photos, such as location.
Status in the open
status.kazum.app checks ten parts of Kazum every minute, and anyone can see it.
The AI
The AI, plainly.
It reads your receipts, your statements and what you tell it. Here’s what it sees, and what it doesn’t.
You choose what to read
A photo, a PDF, or what you type or dictate.
Kazum prepares it
It adds your account and category names. Never your name or email.
Claude reads it
Anthropic’s model, through its API. Anthropic doesn’t train on what we send.
You review it
It comes back ready to review. Nothing is saved until you confirm.
Only when you use it
It works when you add with AI, ask the coach or read a statement or a receipt. The coach’s weekly summaries, only if you turn them on.
Your voice doesn’t reach Kazum
Dictation is turned into text by your phone’s or browser’s speech recognition: Kazum gets the text.
The photo, as a receipt
When you save, the photo stays on the transaction as its receipt. Delete it whenever you want.
The coach forgets if you ask
What it remembers about you and your conversations are yours to delete, anytime.
Who sees what
What’s yours stays yours.
Sharing is a choice: nobody sees what you don’t share.
In family and groups
Your accounts and transactions are private. Family and groups only see what you share with them.
The Kazum team
To help you with a problem, support can look at your account without changing anything, for 30 minutes and with a written reason.
Your History
Every change to your account, with before and after, in Settings → History. Including what support viewed or your connected AI did.
Your control
Your data is yours.
Take it with you, start over or leave whenever you want.
Download everything
Everything you saved in one file and your transactions in a spreadsheet, on every plan.
Start over
Erase everything and start again, with a backup first in case you change your mind.
Close your account
You have 30 days to change your mind. Then everything of yours is deleted; only what the law requires stays, such as payment records.
If Kazum ever closed
We’d give you at least 30 days’ notice to download your data, and refund the part of anything you prepaid.
FAQ
What people usually ask.
Can Kazum move my money?
No. Kazum doesn’t connect to your banks or wallets: it can’t see your real accounts or make payments. It organizes what you add.
What if I lose my phone?
Sign in from another device, close that session in Settings → Security and change your password. If you had the app lock on, nobody opens it without your fingerprint or PIN.
Can I use Kazum without the AI?
Yes. Everything can be added by hand, and the AI only works when you use it.
Where is my data?
On Hetzner servers in Germany, with an encrypted copy every night outside the server. Every provider we use is listed in the privacy policy.
Which law protects my data?
In Argentina, Law 25.326 on Personal Data Protection. For any request about your data, write to privacidad@kazum.app.
Organize your money, worry-free.
For now Kazum is invite-only: join the list and we'll email you an invitation when there's room.